GOD KEEP ME HEALTHY FOREVER

RECENTLY I WAS NOTIFIED BY MY HEALTH INSURANCE THAT I NEED TO CHANGE MY CURRENT INSURANCE PLAN!  WHY?!?!  BECAUSE THEY SAY SO!  I HAD TO EMBARK ON A LONG JOURNEY OF SHOPPING AROUND FOR ANOTHER HEALTH PLAN.  MY TIME IS VERY VALUABLE JUST LIKE EVERYONE ELSE.- WE ARE REALLY BUSY AND SPENDING TIME ON THE PHONE IS – FRANKLY FRUSTRATING- ESPECIALLY WHEN IT HAS TO DO WITH HEALTH INSURANCE!  SO HAVING TO SPEND THE TIME SHOPPING FOR INSURANCE DID NOT AMUSE ME AT ALL.  MEANWHILE I WENT TO SEE MY PRIMARY DOCTOR BEFORE I HAD BEEN INFORMED THAT I NO LONGER HAD INSURANCE AND THERE THEY TOLD ME THAT MY CURRENT INSURANCE WAS NOT ACTIVE!  WHAT A MESS!! HERE I AM WALKING AROUND THINKING I HAVE HEALTH INSURANCE. HEALTH INSURANCE THAT COSTS ME TONS OF MONEY!

I HAD TO CALL THE HEALTH INSURANCE COMPANY.  THEY IMMEDIATELY PUT ME ON HOLD AND I HAD TO WAIT FOR WHAT SEEMED LIKE AN ETERNITY.  WHEN SOMEONE FINALLY ANSWERED, THEY ASKED ME ALL SORTS OF QUESTIONS ONLY TO TELL ME AFTER ABOUT 20 MINUTES THAT I HAD TO BE TRANSFERRED TO A DIFFERENT DEPARTMENT! I AGREED TO BE TRANSFERRED AND IN THE PROCESS I WAS DISCONNECTED!  I BREATHED DEEPLY AND CALLED AGAIN.  WHEN I CALLED, THEY GIVE ME OPTIONS 1, 2, 3, 4 AND 5. I DECIDED THAT I SHOULD GET SOMEONE WHO SPEAKS SPANISH.  BUT THAT DIDN’T HELP ME AT ALL BECAUSE THE PERSON THAT TRIED TO SPEAK SPANISH WITH ME WAS PROBABLY FROM BANGLADESH!  FINALLY, I SETTLED FOR AN INSURANCE PLAN THAT COSTS ME SEVERAL HUNDREDS OF DOLLARS WITH A DEDUCTIBLE THAT IS SO HIGH THAT I AM PROBABLY WILL DIE WITHOUT IT BEING EVER MET.

WHEN I RECEIVED THE POLICY DOCUMENTS, I LEARNED THAT THERE WERE MANY EXCEPTIONS TO MY COVERAGE. IF I NEED A SPECIALIST, I’M ON MY OWN. IF I NEED AN AMBULANCE, I AM NOT COVERED. I WILL BE LUCKY IF I CAN GET THEM TO PAY FOR A FLU SHOT. THE LIST IS TOO LONG.

THIS REALLY WORRIES ME. I AM A PROACTIVE PERSON AND THEREFORE, I AM THINKING ABOUT WHAT ELSE I CAN DO TO ENSURE MY HEALTH AND WELLNESS. I HAVE HEARD THAT DOGS CAN NOTIFY YOU IF YOU ARE ABOUT TO HAVE A HEART ATTACK, A SEIZURE OR IF YOU ARE GOING INTO A DIABETIC COMA.  THEY START BARKING AT YOU, WARNING YOU OF THE IMMINENT MEDICAL PROBLEM.  THE ONLY THING ABOUT THAT IS THAT I DON’T HAVE ANY OF THOSE ISSUES BUT I MIGHT JUST GET A DOG JUST TO PREVENT THEM!  I DON’T KNOW IF CATS OR GOLDFISH HAVE ANY MEDICAL TRAUMA INTUITION.

I HAVE ALSO DECIDED TO PREPARE AN ALTAR IN MY HOME IN HONOR OF THE VIRGIN GUADALUPE AND SAINT MICHAEL.  IT WILL L HAVE VOTIVE CANDLES, FLOWERS AND ENERGY STONES.  MAYBE I SHOULD INCLUDE SOME BUDDHA SCULPTURES AND HINDU EFFIGIES. IF I DO THIS, PERHAPS I WILL HAVE MORE PROTECTION THAN THE PROTECTION MY INSURANCE OFFERS ME.   IT SEEMS TO ME THAT I WOULD GET BETTER RESULTS WITH THIS THAN WITH THE HEALTH INSURANCE!

LET ME KNOW IF YOU HAVE ANY GREAT HEALTH INSURANCE TIPS THAT I’M MISSING OUT ON! I LOVE TO HEAR FROM YOU!

GUADA755@OUTLOOK.COM